AML risk assessments
A defensible, FINTRAC-aligned assessment of your full exposure — clients, products, delivery channels, geography, and technology — modelling inherent risk, the controls that mitigate it, and the residual risk that remains. The document that anchors your entire risk-based program.
The foundation every other control is built on
FINTRAC requires a documented risk assessment, and it expects your whole program to flow from it. A risk-based approach means nothing without a rigorous assessment underneath it. We evaluate the risk inherent in your business, score the effectiveness of the controls you already have, and arrive at a residual-risk rating you can defend to an examiner — and act on.
A full, structured view of your exposure
We assess risk across every category FINTRAC expects, score your existing controls, and translate the result into clear, prioritized direction.
Products, services & channels
Clients & business relationships
Geographic exposure
New technologies
Control effectiveness
Residual rating & recommendations
From scope to a rating you can defend
Scope
We define the entities, lines of business, and channels in scope.
Data gathering
Interviews, transaction data, and client profiles inform the picture.
Inherent risk
We score risk before controls, across every category.
Control assessment
We test the mitigants you have in place for real effectiveness.
Residual risk
We rate what remains and prioritize it for action.
Know exactly where your risk sits.
Book a free consultation and we’ll scope a defensible risk assessment for your institution — the foundation everything else is built on.