Sectors we serve
Purpose-built compliance and accounting programs for every regulated sector under the PCMLTFA. Each engagement is tailored to the specific obligations, risk profile, and 2026 requirements of your industry.
Where the exposure concentrates
A defensible program starts by mapping inherent risk. These ratings reflect AA+’s framework across the four dimensions FINTRAC weighs most heavily.
Five sectors. Five purpose-built programs.
Where most FINTRAC enforcement lands
Beneficial ownership, large-cash transaction reporting, and third-party determination — the controls regulators scrutinize first.
Full PCMLTFA oversight
KYC verification, private-lending risk, down-payment source tracing, and beneficial ownership of corporate borrowers.
CIRO migration & sanctions governance
The 2023 IIROC–MFDA merger into CIRO created new obligations — we align AML/ATF policy, sanctions screening, and digital-asset compliance.
We build ‘bank-ready’ programs
Frameworks that satisfy financial-institution scrutiny, automated sanctions screening, and the 24-month agent verification under the new reforms.
We solve the beneficial-ownership crisis
Cross-referencing corporate records against the federal ISC registry to surface sanctioned persons hidden in ownership structures.
Built for your obligations, not a template
Book a free consultation and we’ll walk you through the specific compliance obligations facing your sector in 2026.