Real Estate compliance programs
Canadian real estate brokers are among FINTRAC’s highest-scrutiny reporting entities. We armor every transaction with frameworks built for Canada’s most active AML enforcement environment.
The real estate risk landscape in 2026
Real estate remains one of Canada’s most prominent money-laundering vehicles and a current FINTRAC examination priority — and documentation failures have never been more costly under the 2026 penalty framework.
Beneficial ownership, cash-transaction thresholds, and KYC documentation create direct federal liability under the PCMLTFA. We help you see exactly where your exposure lies.
Real estate is one of Canada’s most scrutinized laundering vehicles and a standing enforcement priority. The right program protects your brokerage.
We armor every transaction
AA+ Solutions builds the compliance framework, trains your team, and implements the tools to execute your FINTRAC obligations on every transaction — from KYC and beneficial ownership through to cash-transaction controls and examination readiness. Every engagement is tailored to your brokerage; contact us for a consultation to scope exactly what your program needs.
What real estate brokers need
Compliance Program Design
A complete FINTRAC regime for the real estate transaction environment — all five pillars, with sector-specific procedures.
Risk Assessment
A risk assessment that reflects the client base, transaction types, and geographic markets your brokerage actually operates in.
Effectiveness Audit
The independent biennial review FINTRAC requires — conducted before an examination finds your gaps, not after.
Protect your brokerage before FINTRAC comes to you
Book a free consultation and we’ll assess your real estate compliance program against the 2026 FINTRAC requirements.