Compliance & accounting insights
Practical guidance, regulatory updates, and trusted references for Canadian reporting entities. We’re building out this library — start with the official sources below.
Trusted regulatory references
The primary, authoritative sources we work from every day — bookmark them for official guidance.
FINTRAC
Canada’s financial intelligence unit — guidance, reporting requirements, and the public registry of administrative monetary penalties.
Department of Finance Canada
The PCMLTFA, the reforms under Bill C-12, the Strengthening Canada’s Immigration System and Borders Act, and the policy direction shaping Canada’s AML/ATF regime.
CIRO
The Canadian Investment Regulatory Organization — the self-regulatory body for investment and mutual fund dealers since the 2023 merger.
OSFI
The Office of the Superintendent of Financial Institutions — prudential oversight and guidance for federally regulated entities.
Global Affairs Canada — Sanctions
Canada’s consolidated autonomous sanctions lists and guidance — essential for sanctions-evasion screening.
Corporations Canada
The federal corporate registry — including the beneficial ownership (ISC) registry used to surface hidden control.
From the AA+ desk
We’re preparing a growing collection of plain-language articles on the 2026 regulatory landscape. Here’s what’s in the works.
Inside the 2026 AMP framework
What the 40× penalty increase means for reporting entities — and how to keep exposure off your books.
Building a risk-based assessment
A practical walk-through of inherent vs. residual risk across clients, products, channels, and geography.
The two-year effectiveness review
What FINTRAC’s mandated independent review actually tests — and how to be ready for it.